First-Time Home Buyers
Are you ready to buy your first home?
- Stop renting, and buy your first home
- Requires minimum 680 FICO
- 95% Loan to Value (LTV) with 5% down*
- 60-day rate lock at no additional cost
Buying a home is a big step, and we are ready to help you along the way. We will work with you on down payments, loan amounts, and help identify the best loan/monthly payment for you. This program is available for purchasing a home that you will live in.
- Purchases only
- Owner-occupied only – Single family residence
- 60-Day rate lock included at no additional cost
- Real Estate Loan Checklist
- Mortgage Calculator
Have Questions? Fill out the form below:
NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Texas (1st Mortgage only), Utah and Washington.
For mortgages in all other states click here
*95% LTV is done through our partnership with CUMA.