Personal Watercraft Loans

Apply today and start enjoying the freedom of the open water!

Start Making Waves

Looking to hit the water in style this summer? Look no further! Get approved for a personal watercraft loan today and ride off into the sunset on your dream jet ski or Waverunner. With competitive interest rates and flexible repayment options, fulfilling your water adventure dreams has never been easier. Don't wait, apply now and start making waves!

We’ll Work with You, and for You

With our Personal Watercraft Loans, there’s no better way to invest in something the whole family can enjoy:

  • Same competitive rates, new or used
  • Refinance and save over the life of the loan
  • Up to 100% financing on approved credit

Personal Watercraft Loan Rates*

Financing Annual Percentage Rate (APR) as low as Term (up to)
Up to 100% Financing 7.49% 60 Mos.

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Get Insured

Personal watercraft are often our member’s first step into the boating world. Being on the water is extremely invigorating and fun for water lovers of all ages, but personal watercraft are not toys.

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Personal Watercraft Loan Inquiry

  • The First Name field is a required field
  • The Last Name field is a required field
  • The Email field is a required field
  • The Phone number field is a required field
  • The City field is a required field
  • The State field is a required field
  • The Zip Code field is a required field
  • The Are You a Member? field is a required field
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*APR = Annual Percentage Rate.

Based on credit worthiness. APR requires full direct deposit—to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months is required. If direct deposit is canceled, the promotional rate discount may be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. For current rate information, please click here. Rate discount applies to loans up to a term of 60 months.

Representative Example: A $20,000 Personal Watercraft, ATV, Dirt Bike or Snowmobile loan financed at 7.49% APR for 60 months would result in 60 payments of $401.94.

The Credit Union does not lend in a Non-Titling State on collateral loans in which a state does not issue or guarantee a title. Please contact us for out of state purchase requests as some restrictions apply. Loans currently financed with Firefighters First Credit Union are not eligible for this offer.

1Firefighter Insurance Services (#0G87848) is not insured by NCUA