Home Loans

For most people, buying a home is the largest purchase they will ever make. We will help you find the right mortgage to meet your needs.

Not sure which mortgage is right for you? We can help!

Our mortgage professionals have your financial well-being in mind. We will take good care of you - getting you the funds you need with a quick closing. You are not put through a cookie-cutter process.

First-Time Home Buyers

We do have a mortgage to help you buy your first home with features that make it easier to get your financing.

Fixed Rate Mortgages

Consider this type of loan if you want consistent payments year after year, are planning to stay in your home for a long period of time or if you anticipate interest rates will rise.  Note: Firefighters First 20 and 30 year fixed mortgages are sold to the secondary market.

Adjustable-Rate Mortgages (ARM)

Consider this type of loan if you want lower payments for the first few years of your mortgage, you desire greater cash flow options, you expect interest rates to drop, you are planning to stay in your home for a short period of time, or if you are confident you can handle higher payments if the rate increases.

Construction Loans

Go ahead – build your dream home. You can customize it to meet your exact needs, with your personal touches.

Vacation Homes

We have affordable financing options to help you get the dream vacation home. And if you plan to live in it as your primary residence one day, you just sign an occupancy statement when financing your home.

Senior Equity Loans

Good news for seniors. With our Senior Equity Access program, you can use the equity in your home to supplement your income. Use the funds for day-to-day living expenses, home repairs, or emergency cash.