Emergency Relief Assistance

We stand ready to help when you need it the most!

  • 0% APR1 for up to a 6-month term
  • Other rates and terms up to 60 months are available
  • Call us for more details

If your property is destroyed or uninhabitable in an area declared a disaster (such as fire, flood, hurricane & earthquake), we are here to stand with you.

  • Our Emergency Relief Loan can help you get back on track if your home is uninhabitable due to a natural disaster. 
  • The aftermath of a disaster can be devastating. We provide access to BALANCE to provide confidential, no-cost financial counseling. (888) 262-4327
  • Firefighter Insurance Services2 will review your insurance coverage, no matter which agency your policy is with.
  • Fire Family Foundation3 stands ready with the Disaster Relief Fund gift cards for temporary emergency expenses.

We offer the help you need … when you need it the most. Every situation is different, so call us so we can provide help based on your needs.
For personal assistance during this trying time, please call us at 800-231-1626.

Firefighters First Credit Union membership is required for the Emergency Relief Bridge or construction loans.

NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Texas (1st Mortgage only), Utah and Washington. For mortgages in all other states click here.

Subject to credit approval.

1APR=Annual Percentage Rate. This program provides assistance with low loan rates to our members affected by natural disasters resulting in their principal residence being uninhabitable. Terms range from six (6) to sixty (60) months maximum. Minimum loan amount = $1,500. Maximum loan amount = $25,000. Representative example: A $25,000 loan financed at 0.00% APR for six (6) months would result in six (6) payments of $4,166.67. Rates effective January 1, 2023 and are subject to change.

2Firefighter Insurance Services (#0G87848) is not insured by NCUA.

3Fire Family Foundation is a non-profit 501(c)(3) charitable organization, Tax ID #36-4613248. Fire Family Foundation is not insured by NCUA.