ATV Loans

Ride your four-wheeled fun machine across the desert and backcountry. Go where no other vehicle can go.

Live Life Full Throttle

Feel the sunshine, wind in your face and the adrenaline rush as you rev up. Take your quad to explore the wild and bring the family. Hunt. Fish. Camp. Or, just tackle rugged terrain that even the toughest SUVs can’t handle. Make new adventures you’ll never want to end!

We’ll Work with You, and for You

With our ATV loans, there’s no better way to invest in something the whole family can enjoy:

  • Same competitive rates, new or used
  • Refinance and save over the life of the loan
  • Up to 100% financing on approved credit

We also finance:

  • ATVs for “junior” riders
  • ATV add-ons
  • Toy trailers
  • Dirt bikes

Become a member

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ATV Loan Rates*

Financing Annual Percentage Rate (APR) as low as Term (up to)
Up to 100% Financing 4.74% 60 Mos.

Get Insured

Off-road vehicles need coverage too! The company that insures you makes a difference. Firefighter Insurance Services (FIS) understands you work hard and play harder.

4×4 insurance feature the same basic coverages included in motorcycle policies, tweaked for the needs of off-road enthusiasts.

  • Protect yourself against loss in case of an accident
  • Cover the cost of losses you cause to others in an accident

Get A Free Quote

*APR = Annual Percentage Rate. Based on credit worthiness. APR requires full direct deposit—to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months into your Firefighters First checking account is required. Max term for ATVs is 60 months. Representative Example: A $20,000 ATV loan financed at 4.74% APR for 60 months would result in 60 payments of $375.82. If direct deposit is canceled, the promotional rate discount will be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. For current rate information, please call us at 800-231-1626. The Credit Union does not lend in a Non Titling State on collateral loans in which a state does not issue or guarantee a title. Please contact us for out of state purchase requests as some restrictions apply.

*Offer limited to new Firefighters First Credit Union members only and is valid for one (1) year (12 months) from the opening date of membership. Spousal accounts are excluded. A limit of one discount per household. This offer cannot be combined with any other offers. 0.50% APR loan discount applies to all fixed consumer loans including: autos, motorcycles, boats, motor homes, travel trailers, dirt bikes, ATVs, and signature loans. Excludes VISA® credit cards, mortgages, lines of credit, and share-secured loans.