ATV Loans

Ride your four-wheeled fun machine across the desert and backcountry. Go where no other vehicle can go.

Live Life Full Throttle

Feel the sunshine, wind in your face and the adrenaline rush as you rev up. Take your quad to explore the wild and bring the family. Hunt. Fish. Camp. Or, just tackle rugged terrain that even the toughest SUVs can’t handle. Make new adventures you’ll never want to end!

We’ll Work with You, and for You

With our ATV loans, there’s no better way to invest in something the whole family can enjoy:

  • Same competitive rates, new or used
  • Refinance and save over the life of the loan
  • Up to 100% financing on approved credit

We also finance:

  • ATVs for “junior” riders
  • ATV add-ons
  • Toy trailers
  • Dirt bikes

Become a member

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ATV Loan Rates*

Financing Annual Percentage Rate (APR) as low as Term (up to)
Up to 100% Financing 7.49% 60 Mos.

Get Insured

Off-road vehicles need coverage too! The company that insures you makes a difference. Firefighter Insurance Services (FIS)1 understands you work hard and play harder.

4×4 insurance feature the same basic coverages included in motorcycle policies, tweaked for the needs of off-road enthusiasts.

Get A Free Quote

ATV Loan Inquiry

  • The First Name field is a required field
  • The Last Name field is a required field
  • The Email field is a required field
  • The Phone number field is a required field
  • The City field is a required field
  • The State field is a required field
  • The Zip Code field is a required field
  • The Are You a Member? field is a required field
  • The reCAPTCHA field is a required field

*APR = Annual Percentage Rate.

Based on credit worthiness. APR requires full direct deposit—to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months is required. If direct deposit is canceled, the promotional rate discount may be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. For current rate information, please click here. Rate discount applies to loans up to a term of 60 months.

Representative Example: A $20,000 Personal Watercraft, ATV, Dirt Bike or Snowmobile loan financed at 7.49% APR for 60 months would result in 60 payments of $401.94.

The Credit Union does not lend in a Non-Titling State on collateral loans in which a state does not issue or guarantee a title. Please contact us for out of state purchase requests as some restrictions apply. Loans currently financed with Firefighters First Credit Union are not eligible for this offer.

1Firefighter Insurance Services (#0G87848) is not insured by NCUA