Signature Loans

A personal loan that uses your signature and promise to pay as collateral

  • Fixed rate for a fixed term
  • No collateral needed - it is a closed-end loan secured by your signature
  • Fixed payments makes budgeting easy

It is an affordable way to help you cover expenses.

A Signature Loan is often preferred over a credit card because of the fixed monthly payment and term so you know exactly when it will be paid off. You can use it for almost any purpose, whether you need it for an unexpected expense, to pay taxes or just want to pay off higher interest debt.

  • No prepayment penalties
  • Fixed rates – lock in a low rate for the loan term

Representative example: A $5,000 Signature Loan financed at 8.74%* for a term of 60 months would result in 60 monthly payments of $103.56.
*Based on credit worthiness. APR = Annual Percentage Rate. Requires full direct deposit --to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months into your Firefighters First checking account is required. If direct deposit is canceled, the promotional rate discount will be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. For current rate information, please call 800-231-1626.