Savings Accounts

Firefighters First offers a full array of savings products specifically designed around the needs of our members – firefighters and their families. Take a look at the various savings account options. We're sure you will find the right account to fit your goals.

And all of our savings accounts come with convenience-based features you can take advantage of:

  • ATM Card: Take advantage of our free, nationwide network of 30,000 "no surcharge" and deposit-taking CO-OP ATMs.
  • Direct Deposit: Have your payroll, social security or other incoming funds deposited directly into your account.
  • Payroll Deduction: Designate a portion of your regular paycheck to be deposited into your account for future use.

Unlock all the benefits of our Savings Accounts today

Become a Member of Firefighters First Credit Union. Join Today Online

Already a member with Firefighters First? Simply login to Online Banking to open additional savings accounts.

See Rates

Regular Share Accounts (Regular Savings)

This share account ensures your "share" or part ownership with Firefighters First. Use this account to build your nest egg, save for retirement, or build wealth. Automatic transfers to a share account are a great way to get into the habit of saving. To maximize your dividends, opt for a high-yield savings account.

Share Account Benefits:

  • Earn dividends from day of deposit to day of withdrawal
  • Dividends compounded monthly
  • Convenient access with online and mobile banking
  • Use as overdraft protection for your checking account

• A $5.00 minimum balance is required in a regular share account to maintain Firefighters First membership. Join Online.

Coverdell Education Savings Account

Known as an Education IRA, the Coverdell Education Savings is a flexible account designed to offset growing educational expenses. Everyone can contribute to an account for a child under the age of 18 years….so share with grandparents, aunts & uncles, etc…

Coverdell ESA benefits:

  • Contribute up to $2,000 per year per child under the age of 18 years
  • Future potential financial aid options are minimally affected, as long as the account is owned by the parents
  • Earnings are tax-free and can be used to pay for eligible school costs
  • Use funds for elementary to college, plus secondary education
  • Unused funds can be rolled-over – but talk to your tax advisor first
  • Potential tax-free withdrawals if used for qualified education expenses at any college, university, vocational, elementary or secondary school

What type of educational expenses are covered?

  • Tuition and fees
  • Books, supplies
  • Computer equipment
  • School uniforms
  • Transportation (when required by the school)
  • Room and board

Holiday Helper

Holiday Helper Savings Account

Our Holiday Helper Savings is a great way to keep your pocketbook "in the black " at the end of the year. Plan ahead for seasonal purchases, gift giving, vacations or a backup-plan for next year's tax payments.

Holiday Helper benefits:

  • Earn higher dividends than regular share account
  • Convenient funding options through automatic transfer and payroll deduction
  • Unlimited deposits
  • Savings transferred to your checking or share account on November 15

Learn More

Note: To take advantage of this high-yield savings account, partial withdrawals are not allowed. A withdrawal will result in account closure with the balance deposited to your designated account.

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Sign Up for Online Banking

Ready to sign up for OnLine Banking? Follow these instructions or give us a call at 800.231.1626

  • Log in to Online Banking at the top of the page by using your member number and the last four digits of your SSN, or if it is a business, the last four digits of your tax ID as your temporary password. You will be prompted to change your PIN through this process.
  • Confirm personal account information and accept the disclosure agreement.
  • Create a secure Username and Password for OnLine Banking.
  • Verify your identity by receiving and entering your One Time Passcode.
  • Select "Yes, register my private computer" if you are using a private home computer, or "No, this is a public computer" if using a public or shared computer (work, library, internet café).
  • Keep your personal User Name and Password private and confidential for future use.

Having trouble accessing your accounts?

Try these troubleshooting tips:

Still having trouble accessing online banking? Give us a call at 800.231.1626.


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