Fee Schedule

Consumer Schedule of Fees

Service Type Fee
ACH Outgoing Setup/Revision Fee FREE
Bill Pay Account Research FREE
Check Copies FREE
Cashier's Checks FREE
Deposit Item Returned FREE
Domestic Wire Transfer FREE
Remote Check Deposit Fee FREE
Statement Copy Requests FREE
Statement Reconciliation/Research FREE
Stop Payment FREE
Check Printing Fee1 Actual charges + postage
eChecking Excess Check Fee2 $2.00/each
Foreign Currency Check Conversion $25.00 + cost
Late Payment Fee $15.00/occurrence
Legal Services (per document)3 $10.00
Non-Sufficient Funds (NSF) Charge4 $25.00/occurrence
Returned Loan Payment Fee5 $22.00/occurrence
NSF/Premium Overdraft Fee 6 $25.00/occurrence
Premium Overdraft Plus Fee7 $25.00/occurrence

Checks are free of charge for members over 50 years of age and Medal of Valor recipients.

2 The maximum number of withdrawals on an eChecking by check are five (5) within a calendar month. If exceeded, then the account is subject to the $2.00 fee per additional item.

3 This is a per document fee for garnishments, levies, and subpoenas.

4 Non-Sufficient Funds (NSF) fee applies to returned transactions created by check, in-person withdrawal, ATM withdrawal, or other electronic means. NSF fees are charged per occurrence.

5 Mortgage Loans are excluded from this fee.

6 Fee per overdraft transaction for checks, ACH, Bill Pay & other transactions made using your checking account number. NSF fees are charged per occurrence.

7 Premium Overdraft Plus includes Premium Overdraft. Fee per overdraft transaction for Debit Card, ATM, & POS transactions over $25. NSF fees are charged per occurrence.

Service Type Fee
Funds Transferred to the Credit Union FREE
Funds Transferred from the Credit Union FREE
Emailed Payments up to $1,000 (Popmoney®) FREE
Service Type Fee
Annual Fee FREE
Balance Transfer Fee FREE
Cash Advance Fee FREE
ATM/Debit Card Transactions1 FREE
Deposit Corrections FREE
ATM/Debit Card Transactions against1 Non-Sufficient Funds2 $25.00/occurrence
Empty Envelope Fee3 $25.00/$25.00
Late Payment Fee $15.00
Returned Payment Fee $22.00
Card Privileges Reinstatement Fee $50.00
Credit Card FOREIGN TRANSACTION FEES FREE
ATM/Debit Card FOREIGN TRANSACTION FEES 1% of transaction amount

1 Transactions include withdrawals, inquiries, and transfers. When you use an ATM out of the CO-OP Network, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.

2 NSF fee applies to returned transactions created by check, in-person withdrawal, ATM withdrawal or other electronic means. NSF fees are charged per occurrence.

3 For empty envelope, a first time fee of $25.00 will be charged, $25.00 for a second occurrence and debit card privileges may be revoked.

Business Schedule of Fees

Service Type Fee
ACH Outgoing Setup/Revision Fee FREE
Bill Pay Account Research FREE
Business Remote Check Deposit1 FREE
Check Copies FREE
Cashier's Checks FREE
Statement Copy Request FREE
Statement Reconciliation/Research FREE
Stop Payment FREE
Business Loan Application Fee2 $100.00
Commercial Real Estate Loan Application Fee $500.00
Check Re-Order Fee Actual charges + postage
Deposit Item Returned $15.00/occurrence
Domestic Wire Transfer3 $20.00
Foreign Currency Check Conversion $25.00 + cost
Legal Services (per document)4 $10.00
Returned Loan Payment Fee $22.00/occurrence
Non-Sufficient Funds Fee (NSF) Charge5 $25.00/occurrence
Late Payment Fee $15.00/occurrence
Real Estate Reconveyance Fee $55.00
Real Estate Demand Fee $30.00/occurrence

1 Approval required for the business remote check deposit program. Deposit limits and funds availability vary. Ask us for scanner pricing details.

2 A $100.00 application fee may apply for business term loan or line of credit.

3 One free wire transfer allowed per month.

4 This is a per document fee for garnishments, levies, and subpoenas.

5 NSF fee applies to returned transactions created by check, in-person withdrawal, ATM withdrawal or other electronic means. NSF fees are charged per occurrence.

Service Type Fee
Funds Transferred to the Credit Union FREE
Funds Transferred from the Credit Union FREE
Service Type Fee
Annual Fee FREE
Balance Transfer Fee FREE
Cash Advance Fee FREE
ATM/Debit Card Transactions1 FREE
Deposit Corrections FREE
ATM/Debit Card Transactions against1 Non-Sufficient Funds2 $25.00/occurrence
Empty Envelope Fee3 $25.00/$25.00
Credit Card FOREIGN TRANSACTIONS FEES FREE
ATM/ Debit Card FOREIGN TRANSACTIONS FEES 1% of transaction amount
Late Payment Fee $15.00
Returned Payment Fee $22.00
Card Privileges Reinstatement Fee $50.00

1 Transactions include withdrawals, inquiries, and transfers. When you use an ATM out of the CO-OP Network, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.

2 NSF fee applies to returned transactions created by check, in-person withdrawal, ATM withdrawal or other electronic means. NSF fees are charged per occurrence.

3 For empty envelope, a first time fee of $25.00 will be charged, $25.00 for a second occurrence and debit card privileges may be revoked.

This schedule states rates applicable to specified accounts and fees common to all accounts.

This schedule is incorporated as a part of your account agreement with Firefighters First Credit Union.

All rates are subject to change.