Consumer Schedule of Fees

Rates effective as of 10/1/18

General Account Fees
Service Type Fee
ACH Outgoing Setup/Revision Fee FREE
Bill Pay Account Research FREE
Check Copies FREE
Cashier's Checks FREE
Deposit Item Returned FREE
Domestic Wire Transfer FREE
Remote Check Deposit Fee
FREE
Statement Copy Requests FREE
Statement Reconciliation/Research FREE
Stop Payment FREE
Check Printing Fee Actual charges + postage
eChecking Excess Check Fee** $2.00/each
Foreign Currency Check Conversion $25.00 + cost
Late Payment Fee $15.00/item
Legal Services (per document) $10.00
Non-Sufficient Funds (NSF) Return Fee* $25.00/item
Returned Loan Payment Fee $22.00/item
Privilege Pay (NSF items paid)* $25.00/item

Financial Exchange Fees

Financial Exchange Fees
Service Type Fee
Funds Transferred to the Credit Union FREE
Funds Transferred from the Credit Union FREE
Emailed Payments up to $1,000 (Popmoney®) FREE

Card Fees

Card-Related Fees
Service Type Fee
Annual Fee FREE
Balance Transfer Fee FREE
Cash Advance Fee FREE
Debit Card Transactions FREE
Deposit Corrections FREE
Debit Card Transactions against  
   Non-Sufficient Funds* $25.00/item
Empty Envelope Fee†† $25.00/$25.00
Late Payment Fee $15.00
Returned Payment Fee $22.00
Card Privileges Reinstatement Fee $50.00
Credit Card FOREIGN TRANSACTION FEES FREE
Debit Card FOREIGN TRANSACTION FEES 1% of transaction amount

* Non-Sufficient Funds (NSF) fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

** The maximum number of withdrawals on an eChecking by check are five (5) within a calendar month. If exceeded, then the account is subject to the $2.00 fee per additional item.

Transactions include withdrawals, inquiries, and transfers. When you use an ATM not owned by us or out of the CO-OP Network, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.

†† For an empty envelope, a first time fee of $25.00 will be charged. $25.00 for a second occurrence with debit card privileges revoked.

This schedule states rates applicable to specified accounts and fees common to all accounts.

This schedule is incorporated as a part of your account agreement with Firefighters First Credit Union.

All rates are subject to change.

Sign Up for Online Banking

Ready to sign up for OnLine Banking? Follow these instructions or give us a call at 800.231.1626

  • Log in to Online Banking at the top of the page by using your member number and the last four digits of your SSN, or if it is a business, the last four digits of your tax ID as your temporary password. You will be prompted to change your PIN through this process.
  • Confirm personal account information and accept the disclosure agreement.
  • Create a secure Username and Password for OnLine Banking.
  • Verify your identity by receiving and entering your One Time Passcode.
  • Select "Yes, register my private computer" if you are using a private home computer, or "No, this is a public computer" if using a public or shared computer (work, library, internet café).
  • Keep your personal User Name and Password private and confidential for future use.
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Still having trouble accessing online banking? Give us a call at 800.231.1626.

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