As a Credit Union founded by firefighters and still 100% dedicated to firefighters, the Fire Family has embraced us as part of their community and honored us with a seat at their kitchen table for over 88 years. So when we say, "It's yours," we mean it literally. And it's something we never forget.
Have your parents, in-laws, or grandparents join the credit union and you both can enjoy the same incredible new member perks:
- 0.75% APY* dividend rate bump on any share certificate.1
- $250 when you open a checking account with direct deposit.2
- 0.50% APR** discount on any fixed term loan.3
- Receive a free Insurance check-up with Firefighter Insurance Services.4
- Receive a free analysis5 of your deferred comp, 401(k)/457 and college savings plan.
- And much more!
It's our way of saying thank you for expanding our Firefighters First Credit Union family.
Hurry, this offer is only valid until February 29th.
*APY = Annual Percentage Yield
**APR = Annual Percentage Rate
1Offer limited to referring Firefighters First Credit Union member and parents, in-laws, or grandparents who have successfully opened a new membership and is valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded. A limit of one dividend rate bump per household. 0.75% dividend rate bump applies to all share certificate accounts. The dividend rate and APY are subject to change without notice. Firefighters First Share Certificate: Dividends are compounded monthly and credited monthly. A penalty for early withdrawal may be imposed.
20.00%-0.05% Annual Percentage Yield (APY), Offer limited to referring Firefighters First Credit Union member and parents, in-laws, or grandparents who have successfully opened a new membership. Offer valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded.. Minimum of $1,000 per month in direct deposits for two (2) consecutive months is required to receive the $250 incentive. Incentive will be paid within 90 days following the second consecutive month of at least $1,000 in direct deposits. Incentives are considered taxable income and may be reported on IRS Form 1099-INT. Rates subject to change after account opening. Fees may reduce earnings on account. No minimum balance required to open the account. Members who previously took advantage of the deposit incentive are not eligible to receive it again.
3Based on creditworthiness. APR requires full direct deposit—to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months is required. If direct deposit is canceled, the promotional rate discount may be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. Loans currently financed with Firefighters First Credit Union are not eligible for this offer. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. The Credit Union does not lend in a Non-Titling State on collateral loans in which a state does not issue or guarantee a title.
Offer limited to referring Firefighters First Credit Union member and parents, in-laws, or grandparents who have successfully opened a new membership. Spousal accounts are excluded and members under the age of 18 are excluded. A limit of one discount per household.
0.50% APR loan discount applies to all fixed consumer loans including: autos, motorcycles, boats, motor homes, travel trailers, dirt bikes, ATVs, and signature loans. Excludes VISA® credit cards, mortgages, lines of credit, and share-secured loans.
4Firefighter Insurance Services (#0G87848) is not insured by NCUA.
5Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.