Senior Equity Loans

Good news for our seniors - you can use the equity in your home to supplement your income.

  • Use the funds for day-to-day living expenses, home repairs or emergency cash
  • Must be your primary residence
  • No monthly payments are required

Each situation is unique, so please contact a Real Estate Consultant for personal assistance.


  • 20 year term
  • 65% LTV maximum
  • Minimum loan amount - $50,000 – $200,000; Inquire about higher amounts
  • 4% interest rate floor
  • 2% annual cap - 6% lifetime cap; not to exceed 16%
  • Review period - every 6 months
  • 1 point origination fee

Available on California properties only.

NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Texas (1st Mortgage only), Utah and Washington.

For mortgages in all other states click here