Senior Equity Loans

Good news for our seniors - you can use the equity in your home to supplement your income.

  • Use the funds for day-to-day living expenses, home repairs or emergency cash
  • Must be your primary residence
  • No monthly payments are required

Each situation is unique, so please contact a Real Estate Consultant for personal assistance.


  • 20 year term
  • 65% LTV maximum
  • Minimum loan amount $50,000
  • Maximum loan amount $970,800
  • Interest rate is subject to change every six months
  • Interest rate cannot increase or decrease by more than 1% on any change date
  • The maximum lifetime interest rate is your initial rate plus 6%; not to exceed 16%

Subject to credit approval.

Available on California and Idaho properties only.

NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Tennessee, Texas, Utah and Washington.

For mortgages in all other states click here