Join us Tennessee
Firefighters First Credit Union serves professional firefighters and their families exclusively with a full range of financial products and services.
We Work with You and for You
Personalized, unmatched service—from Memphis to Knoxville!
When we say we know the Fire Family better than anyone else, we mean it. We’re founded by firefighters, for firefighters.
- 24/7 access with online and mobile banking
- 30, 000 surcharge-free ATMs in our CO-OP Network
- Nearly 5,000 Shared Branches nationwide
- ATM surcharge fee reimbursement1
- Mortgage and loan products with easy online applications, less paperwork and quick decisions
Get better banking
- Pay virtually no fees
- Find some of the most competitive rates
- Enjoy exclusive member perks
- Receive annual profit sharing*
Check out your New Member Benefits:
- Earn $1002 when you open a checking account with direct deposit
- Take a 0.50% APR3 NEW MEMBER DISCOUNT on any fixed-term loan
- Receive a FREE REVIEW4 of your deferred comp, 401(k) and college savings plans
- Get a FREE INSURANCE CHECK-UP5 of your coverage
Local to You, Loyal to the Fire Family
We Have Members in Fire Stations across Tennessee:
Memphis Division of Fire Services
Nashville Fire Department
Chattanooga Fire Department
City of Knoxville Fire Department
Franklin Fire Department
Rural Metro Fire Department
*Annual Profit Sharing is at the discretion of Firefighters First Credit Union Board of Directors.
NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Texas (1st TD only), Utah and Washington.
For mortgages in all other states click here
1ATM rebate program details: Firefighters First Credit Union will reimburse you for ATM surcharge fees incurred when making a withdrawal using your Firefighters First debit card. Fees will be reimbursed for your first five (5) ATM transactions that incur a surcharge fee, per calendar month. Fees will be reimbursed the same day unless your ATM withdrawal is after 3:00 pm (PT). Withdrawals after this time or on a non-business day will post on the next business day along with the fee reimbursement. To qualify for this program, you must have a combined direct deposit total of at least $1,000 per month for at least two (2) consecutive months ongoing and you must make your ATM withdrawal from your Firefighters First personal or business checking account.
2Offer limited to new Firefighters First Credit Union members only, valid for six (6) months from the opening date of membership. Spousal accounts are excluded. This offer cannot be combined with any other offers. Minimum of $1,000 per month in direct deposits for two (2) consecutive months is required to receive the $100 incentive. Incentive will be paid within 90 days following the second consecutive month of at least $1,000 in direct deposits. Incentives are considered taxable income and may be reported on IRS Form 1099-INT. Rates subject to change after account opening. Fees may reduce earnings on account. No minimum balance required to open the account.
3APR=Annual Percentage Rate. Rates include direct deposit discount. APR requires full direct deposit--to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months into your Firefighters First checking account is required. Can be combined with other discounts. Representative Example: A $25,000 auto loan financed at 1.99% APR for up to 36 months would result in 36 payments of $716.47. Additional terms available. If direct deposit is canceled, the promotional rate discount will be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. Excludes business auto loans. Loans currently financed with Firefighters First Credit Union are not eligible for this offer. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. The Credit Union does not lend in a Non Titling State on collateral loans in which a state does not issue or guarantee a title. Please contact a Loan Officer for purchases out of state. Taxes are based on selling price for new and used vehicles.
4Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
5Firefighter Insurance Services (license #0G87848) is not insured by NCUA.