Join us Georgia Firefighters

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Finance Your Mortgage with Us

Take advantage of low mortgage rates. Whether you are buying new or refinancing, we have a mortgage that is right for you ... right here, right now in Georgia.

Firefighters First Credit Union in partnership with Credit Union Mortgage Association (CUMA), provide mortgages in Georgia to career firefighters and their families. We’re founded by firefighters, for firefighters. You’ll find less mortgage paperwork and a hassle-free online loan application process. Get your home loan decision in minutes!

Take advantage of the low rate market. No gimmicks here.

Find Your Home Loan

  • First Time Home Buyers
  • Fixed-rate and ARMs
  • FHA and VA loans
  • Conforming and jumbo loans

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Get the loan application and documentation completed before you house shop. Earn respect from sellers and agents.


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We have Members in Fire Stations across Georgia:


City of Atlanta Fire Rescue Department
City of Atlanta Fire Rescue Department
Columbus Department of Fire and EMS
Columbus Department of Fire and EMS
Macon-Bibb County Fire Department
Macon-Bibb County Fire Department

 


 

Augusta Fire Department
Augusta Fire Department
Savannah Fire & Emergency Services
Savannah Fire & Emergency Services
Albany Fire Department
Albany Fire Department
 

 

Firefighters First Credit Union, NMLS ID #649058, directly supports  Arizona, California, Colorado, Idaho, Montana, Nevada, Oregon, Texas (1st TD only), Utah and Washington.

1Rate effective 9/1/20. 7/1 Adjustable Rate Mortgage (ARM) payment example: This is a fixed rate loan for the first 7 years then the rate adjusts the remaining 23 years. Adjustments only occur after the first 7 years with a maturity in 30 years. For a $400,000 loan with a start rate of 2.750%/2.546% APR (Annual Percentage Rate), for the first 84 months, your estimated payment would be $1,632.96. Your first adjustment will occur at the 85th month. Your rate will be no more than 4.750% with an estimated fixed payment of $1,990.00 for 12 months. Your second adjustment will occur at the 97th month. Your rate will be no more than 6.750% with an estimated fixed payment of $2,370.00. Rates increase no more than 5% above the initial start rate over the life of the loan and a maximum rate of 7.750%, with an estimated maximum payment of $2,566.00. Rates are subject to change without prior notice. Index rate is the One-Year Treasury Constant Maturity at 0.14%, the margin is 2.25% - the floor is also 2.25%. For Refinance only on Primary residence and second home. Purchase, Construction and Land Loans are not available for this loan product. Investment property does not qualify for this loan product. Both conforming loan programs and jumbo programs available. You will only pay for pre-paid items such as impounds (for taxes), homeowner’s insurance, along with pre-paid interest and prorations. Taxes and insurance are not included in the payment shown, the payment maybe higher. For a no cost 7/1 ARM loan at 2.750% Rate, 2.546% APR, please ask your loan officer for details.

2 15 Year Fixed Mortgage Payment Example: This is a fixed rate loan for the 15 years. For a $400,000 loan with a rate of 2.500%/2.612% APR (Annual Percentage Rate) for 15 years, your monthly payment schedule would be 179 payments of $2,667.16 and (one) 1 payment of $2,666.58. Rates are subject to change without prior notice.  Construction and Land Loans are not available for this loan product. Investment property does not qualify for this loan product. Both conforming loan programs and jumbo programs available. Taxes and insurance are not included in the payment shown, the payment maybe higher.