Share Secured Loans

Borrow on You!

Borrow money secured by the funds in your primary share account while your shares continue earning dividends.

  • Share Loan (variable rate loan)
  • 2.0% over the current regular share rate
  • Term: up to 180 months

To calculate approximately what your payment might be for a specific dollar amount and term, use our loan calculators.

Apply for a Share Secured Loan Today
See our exclusive Fire Family rates


Share Certificate Loan

With a share certificate loan, your loan is secured by the funds in your share certificate of deposit. Your share certificate will also continue to earn dividends.

  • Share Certificate Loan
  • 2.0% over pledged certificate rate
  • Term: due at maturity of certificate

See our exclusive Fire Family rates

Sign Up for Online Banking

Ready to sign up for FIRE OnLine Banking? Follow these instructions or give us a call at 800.231.1626

  • Log in to FIRE Online at the top of the page by using your member number and the last four digits of your SSN, or if it is a business, the last four digits of your tax ID as your temporary password. You will be prompted to change your PIN through this process.
  • Confirm personal account information and accept the disclosure agreement.
  • Create a secure Username and Password for FIRE OnLine.
  • Verify your identity by receiving and entering your One Time Passcode.
  • Select "Yes, register my private computer" if you are using a private home computer, or "No, this is a public computer" if using a public or shared computer (work, library, internet café).
  • Keep your personal User Name and Password private and confidential for future use.

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