Now is the time to take advantage of the low interest rates! 

Enjoy a 2.99% HELOC* to jump-start your plans.  


Getting ready to do a little remodeling?  A Home Equity Line of Credit (HELOC) is a great way to get those changes funded at a lower interest rate than say a credit card and may even be a tax write off.


  • 90% Loan-to-Value** vs other lenders that only go to 80% LTV
  • No closing costs
  • Owner occupied properties
  • 5% Interest Rate Floor
  • 2% Annual Cap; 16% max lifetime annual percentage rate
  • Review period - 6 months
  • Early closure fee - $500 if closed within the first 3 years
  • Tied to Wall Street Journal prime rate margin 1.75

 Apply Now

* Requires Direct Deposit

**Maximum of $50,000


Sign Up for Online Banking

Ready to sign up for FIRE OnLine Banking? Follow these instructions or give us a call at 800.231.1626

  • Log in to FIRE Online at the top of the page by using your member number and the last four digits of your SSN, or if it is a business, the last four digits of your tax ID as your temporary password. You will be prompted to change your PIN through this process.
  • Confirm personal account information and accept the disclosure agreement.
  • Create a secure Username and Password for FIRE OnLine.
  • Verify your identity by receiving and entering your One Time Passcode.
  • Select "Yes, register my private computer" if you are using a private home computer, or "No, this is a public computer" if using a public or shared computer (work, library, internet café).
  • Keep your personal User Name and Password private and confidential for future use.

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