Now is the time to take advantage of the low interest rates on a Home Equity Line of Credit! 

Enjoy a 2.99% APR* HELOC to jump-start your plans.

Getting ready to do a little remodeling?  A Home Equity Line of Credit (HELOC) is a great way to get those changes funded at a lower interest rate than say a credit card and may even be a tax write off**.

Features:

  • 90% Loan-to-Value vs other lenders that only go to 80% LTV
  • No closing costs
  • Owner occupied properties
  • 5% Interest Rate Floor
  • 2% Annual Cap; 16% max lifetime annual percentage rate
  • Review period - 6 months
  • Early closure fee - $500 if closed within the first 3 years
  • Tied to Wall Street Journal prime rate margin 1.75

Apply Now

*Annual Percentage Rate. 2.990% APR requires full Direct Deposit and is an introductory rate that will become fully indexed after (6) six months.

Terms and Conditions Apply. FIREFIGHTERS FIRST CREDIT UNION RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident and meet Firefighters First Credit Union underwriting requirements. Minimum Home Equity Line of Credit amount is $10,000. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates of 5%-16% and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. This information is current as of 3/30/17, and is subject to change. NMLS #649058.

**Consult a tax advisor regarding the deductibility of interest.

NMLS ID Number 649058 

Mortgages available in Arizona, California, Colorado, Idaho, Montana, Nevada, Oregon, Texas (1st TD only), Utah and Washington.

Sign Up for Online Banking

Ready to sign up for OnLine Banking? Follow these instructions or give us a call at 800.231.1626

  • Log in to Online Banking at the top of the page by using your member number and the last four digits of your SSN, or if it is a business, the last four digits of your tax ID as your temporary password. You will be prompted to change your PIN through this process.
  • Confirm personal account information and accept the disclosure agreement.
  • Create a secure Username and Password for OnLine Banking.
  • Verify your identity by receiving and entering your One Time Passcode.
  • Select "Yes, register my private computer" if you are using a private home computer, or "No, this is a public computer" if using a public or shared computer (work, library, internet café).
  • Keep your personal User Name and Password private and confidential for future use.
Close

Having trouble accessing your accounts?

Try these troubleshooting tips:

Still having trouble accessing online banking? Give us a call at 800.231.1626.

Close

You are leaving the Firefighters First Credit Union’s website.

You are leaving firefightersfirstcu.org and entering a website that Firefighters First Credit Union does not control. Firefighters First CU has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website.

Continue