Become A Member
Exclusively serving the Fire Family Nationwide.
- Mission is to Improve the financial lives of the Fire Family
- Exclusive to firefighters & their families
- Products & services designed for you
- Goal is to deliver a legendary experience with every interaction
We share an uncommon bond with our Fire Family – a bond forged by trust and an unwavering commitment to each other.
As a Credit Union founded by firefighters and still 100% dedicated to firefighters, the Fire Family has embraced us as part of their community and honored us with a seat at their kitchen table for over 80 years. So when we say, "It's yours," we mean it literally. And it's something we never forget.
Attention to members' needs and expectations has enabled us to grow from just over 800 members the first year, to over 65,000 members today (1,154 fire departments), with current assets over $2.10 Billion. Legendary experience is more than a goal; it is our mission.
We have expanded our new member offers with the opportunity to receive a 0.75% dividend rate bump on a share certificate! Our history started with Firefighters pooling their money in a cigar box to help rookies purchase their gear. Today we still hold that philosophy of "Firefighters helping Firefighters". By pooling our funds together, we can help all members of the Fire Family.
Enjoy the value of membership:
- 0.75% Annual Percentage Yield (APY) dividend rate bump on any share certificate1
- $250 when you open a checking account with direct deposit2
- 0.50% APR* discount on any fixed term loan3
- $90 off tax services with Firefighters First Tax Services.4
- Receive a free Insurance check-up with Firefighter Insurance Services.5
- Receive a free analysis6 of your deferred comp, 401(k)/457 and college savings plan.
- And much more!
Join our exclusive Fire Family today. We sincerely believe at Firefighters First Credit Union that the more business we do together as a "Fire Family," the greater the reward will be for all our members
* APR = Annual Percentage Rate
1 APY= Annual Percentage Rate and is accurate as of the last dividend declaration date. Offer limited to new Firefighters First Credit Union members only and is valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded. A limit of one dividend rate bump per household. 0.75% dividend rate bump applies to all share certificate accounts. The dividend rate and APY are subject to change without notice. Firefighters First Share Certificate: Dividends are compounded monthly and credited monthly. A penalty for early withdrawal may be imposed.
2 0.00%-0.05% Annual Percentage Yield (APY) is accurate as of the last dividend declaration date, Offer limited to new Firefighters First Credit Union members only, valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded. Minimum of $1,000 per month in direct deposits for two (2) consecutive months is required to receive the $250 incentive. Incentive will be paid within 90 days following the second consecutive month of at least $1,000 in direct deposits. Incentives are considered taxable income and may be reported on IRS Form 1099-INT. Rates subject to change after account opening. Fees may reduce earnings on account. No minimum balance required to open the account.
3 Based on creditworthiness. APR requires full direct deposit—to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months is required. If direct deposit is canceled, the promotional rate discount may be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. Loans currently financed with Firefighters First Credit Union are not eligible for this offer. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. The Credit Union does not lend in a Non-Titling State on collateral loans in which a state does not issue or guarantee a title.
Offer limited to new Firefighters First Credit Union members only and is valid for one (1) year (12 months) from the opening date of membership. Spousal accounts are excluded and members under the age of 18 are excluded. A limit of one discount per household.
0.50% APR loan discount applies to all fixed consumer loans including: autos, motorcycles, boats, motor homes, travel trailers, dirt bikes, ATVs, and signature loans. Excludes VISA® credit cards, mortgages, lines of credit, and share-secured loans.
4 Offer valid for new members that join Firefighters First Credit Union in the 2025 calendar year only. Must be redeemed within one year of membership establishment date. Offer can be combined with other new member incentives. A limit of one (1) $90 payout per household. Members filing together must be both new members to be eligible for promotion. Other restrictions may apply, contact Credit Union for details. No cash value.
5 Firefighter Insurance Services (#0G87848) is not insured by NCUA.
6 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.