Mortgages are a big decision and we understand that deciding on one can feel overwhelming and complicated. That’s why we are here to help. We want to simplify the home buying process for you. In the short video below we'll show you how mortgages work and explain fixed-rate and adjustable-rate mortgages, annual percentage rates, principal, interest and amortization. It’s great info a first-time homebuyer and a great refresher for a seasoned pro.