Home Equity Line of Credit (HELOC) Modification

You may qualify to modify your existing Firefighters First HELOC loan.

Is a HELOC Loan Modification Right for You?

With a HELOC loan modification you can take advantage of a lower rate with no cost, less paperwork and faster processing when compared to a refinance of your loan.

HELOC Refinance vs. HELOC Loan Modification

Refinance Modification
Full application No application, just complete the form below
Full documentation and credit report pull No credit report pull
Fees and closing costs No fees or costs
Qualifying and processing could take weeks 5 to 7 days processing time
Review and sign new loan documents Review and sign a one-page modification agreement with all the details

What Stays the Same with a Loan Modification?

When you modify your HELOC loan, certain things will not change as they would with a loan refinance:

Start Your HELOC Loan Modification

Complete this form to start the modification review process.

Note: To qualify, you must have had no 30+ days delinquent loans with the Credit Union over the past 12 months. We will contact you if you do not qualify.

  • The First name field is a required field
  • The Last name field is a required field
  • The Email field is a required field
  • Email address is invalid
  • The Member number field is a required field
  • The Phone number field is a required field
  • Enter a phone number in format 999-999-9999
  • The Loan Number: field is a required field
  • The When is the best time to contact you? field is a required field
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NMLS ID #649058. Home Equity Line-of-Credit only available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah and Washington.