Firefighter engineer in full gear and SCBA mask surrounded by smoke and embers during an active fire

Every card we offer is built around the same promise.

Whether you carry a debit card, a personal credit card or a business credit card, every Firefighters First card is backed by Visa® and built around the same commitment to the Fire Family. No complicated reward structures, no hidden fees and no friction at checkout. Just a card that works everywhere you need it to and gives you something back every time you use it.

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Cashback Redemption

Earn cashback on every purchase.1

Your spending should work for you. Every eligible purchase on a Firefighters First Visa® card earns unlimited cashback automatically, with no points to manage, no categories to activate and no expiration date on what you accumulate. Rates vary by card type, and you can redeem your rewards anytime directly to your Firefighters First checking or savings account.

Hand holding a Firefighters First Credit Union Platinum Visa credit card in front of a payment terminal
Tap to Pay

No swiping. No inserting. Just tap and go.

Checkout should be fast and effortless. Your Firefighters First card supports contactless tap to pay at any compatible terminal, so there is no need to swipe, insert or hand your card to anyone. Built-in chip technology and contactless encryption keep every transaction secure, whether you are at a register, a gas station or a transit terminal.

Two smartphones showing FFCU digital wallet card list and tap-to-pay screen with a Platinum Visa card ready for contactless payment
DIGITAL WALLET

Pay smarter with your digital wallet.

Add your card to your digital wallet for a faster, more secure way to pay. Each transaction uses advanced encryption and unique codes, so your card number is never shared with merchants. Pay in stores, online or in apps with confidence.

Three Firefighters First Credit Union Visa credit cards including Platinum, Classic, and Visa Signature designs fanned on a dark background
CARD ACTIVATION

Your new card is ready. Let’s get it activated.

Got a new Firefighters First card? Activation takes just a few minutes by phone. If you recently received a replacement or reissued card, we’ll also walk you through updating your saved payment information with merchants and services.

Three smartphones showing the FFCU card management screens including card selection, card alerts and controls, and transaction type settings
CARD MANAGEMENT

Manage your cards anytime, anywhere.

Take full control of your cards directly in the FireFirstCU mobile app. Turn cards on or off, view details, set alerts, add travel notices, update nicknames, control transactions and manage your PIN. Everything you need to stay secure, flexible and in control.


1. Certain restrictions, limitations, and exclusions apply. Refer to full program terms and conditions to confirm specific coverage levels.

2. Visa® Classic 11.99% APR (Annual Percentage Rate). Visa® Platinum (fixed rate) 8.99% – 16.99% APR, when you open your account based on credit worthiness. Visa® Signature (variable rate) 14.49% – 17.99% APR, when you open your account based on credit worthiness.

3. Cardholders are responsible for the cost of any goods or services purchased by the Visa® Signature Concierge on cardholders’ behalf.

View the complete Benefits Guide for Visa® Classic and Visa® Platinum Cards.

View the Visa® Signature Benefits Guide.

Federally insured by NCUA.

Subject to credit approval.