Loan rates that support every stage of your journey.
Explore competitive APRs* and clear payment examples across all our borrowing options.
Signature Loan (closed-end loan).
| Annual Percentage Rate (APR) | Term (up to) |
|---|---|
| 8.74% | 12 Months |
| 9.24% | 24 Months |
| 9.24% | 36 Months |
| 10.74% | 60 Months |
Representative Example: A $5,000 Signature Loan financed at 9.24% for a term of 24 months would result in 60 monthly payments of $229.85.
† Based on creditworthiness. APR requires full direct deposit—to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months is required. If direct deposit is canceled, the promotional rate discount may be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice.
The Credit Union does not lend in a Non-Titling State on collateral loans in which a state does not issue or guarantee a title.
Please contact us for out of state purchase requests as some restrictions apply.
Safety Line (open-end loan)^.
| Annual Percentage Rate (APR) | Term (up to) |
|---|---|
| 10.99% – 18.00% | N/A |
Safety Line rates are based on the Prime Rate as reported in the Wall Street Journal, “plus” a margin between 4.24% and 14.24%. Actual rate will be determined by applicant’s credit history. APR is subject to change without prior notice.
Representative Example: A $2,500 Safety Line Loan financed at 10.99% with an estimated payoff of 18 months would result in 18 monthly payments of $151.88. Your credit history and loan qualifications may result in a different interest rate and payment.
^ Variable Loan rates are based on the Prime Rate as reported in The Wall Street Journal, “plus” a margin between 4.24% and 14.24% which will be determined by applicant’s credit history. APR subject to increase after consummation.
Share Secured Loan (variable rate loan).
| Annual Percentage Rate (APR) | Term (up to) |
|---|---|
| 2.00% over current regular Share Rate | 180 Months |
Representative Example: A $5,000 Share Secured Loan financed at 2.25% for a term of 60 months would result in 60 monthly payments of $88.19.
Share Certificate Secured Loan (variable rate loan).
| Annual Percentage Rate (APR) | Term (up to) |
|---|---|
| 2.00% over pledged Share Certificate Rate | Paid at maturity of certificate |
* APR = Annual Percentage Rate.