One card. Every business purchase. Zero category restrictions.
The Firefighters First Business Visa® Platinum keeps your business spending separate and earns unlimited 1% cashback on every purchase with no cap or category restrictions.* Set employee credit limits, monitor statements and manage charges across your team. Tap to Pay and Digital Wallet compatible.
Business Visa® Platinum rates at a glance.
Competitive variable rates on purchases, balance transfers and cash advances with no surprises. Here is what to expect before you apply.
| Rates | Business Visa® Platinum |
|---|---|
| Annual Percentage Rate (APR) for Purchases* | 10.75% to 18.00% Variable Rate |
| Annual Percentage Rate (APR) for Balance Transfers | 10.75% to 18.00% Variable Rate |
| Annual Percentage Rate (APR) for Cash Advances | 10.75% to 18.00% Variable Rate |
Keep business spending separate and earn rewards.
A Business Visa® credit card gives you a dedicated line for operating expenses, keeping business and personal spending clearly separate. A smart complement to a term loan for businesses that need flexibility on everyday purchases.
Manage your business Visa® Platinum Card.
Everything you need to control, protect and get the most out of your card is available right from your phone or device.
Digital Wallet.
Load your card into Apple Pay®, Google Pay™ or Samsung Pay™ and pay from your phone wherever contactless payments are accepted.
Tap to pay.
Fast and secure checkout at any contactless terminal. No swiping, no inserting and no handing your card to anyone.
FireFirstCU mobile app.
Get fraud alerts, lock and unlock your card and monitor business spending in real time directly from your phone.
Lost or stolen card.
24/7 support is available if your card is lost or stolen. Report it immediately to protect your account.
Everything you need to know about business credit cards.
Who can apply for a Business Credit Card?
You must be a Firefighters First member with an active business membership. Business membership is required before a card can be issued. Nonprofit organizations may also apply by emailing businessservices@firefirstcu.org.
How does the cashback rewards program work?
Every purchase earns 1% unlimited cashback with no cap on earnings. Certain restrictions, limitations and exclusions apply. Refer to the full program terms and conditions for complete details.
Can I set spending limits for employees?
Yes. You can set credit limits by employee and monitor statements to manage charges across your business.
What do I do if my card is lost or stolen?
Contact us immediately. Lost and stolen card support is available 24 hours a day, seven days a week.
How do I redeem my rewards?
Log in to Digital Banking, select Self-Service Forms from the top navigation or through “More” and choose Cashback Redemption Request. Funds are deposited into your Firefighters First checking or savings account within two business days.
Business membership required before funding.
APR = Annual Percentage Rate.
* APR for purchases, balance transfers and cash advances: 10.75% to 18.00% variable rate.
Cashback Rewards: Certain restrictions, limitations and exclusions apply. Refer to the full program terms and conditions to confirm specific coverage levels.
See the Visa® Business Card Guide to Benefits for complete benefit descriptions, terms and conditions.
Subject to credit approval.