Vehicle coverage that holds up when it matters most.
Most people shop for the lowest price on auto insurance, but the real difference shows up when you file a claim. Insurance Services helps you get the right coverage from the start by recommending appropriate limits, identifying available discounts and helping you avoid paying for coverage you may not need.
What vehicles can be covered?
From personal cars and trucks to motorcycles, boats and off-road vehicles, here is how your coverage can be structured around the way you actually live and ride.
Personal cars and trucks.
Your car insurance should fit the way you actually drive. Whether it’s a daily driver or a work truck, we help you find the right coverage, including liability limits, deductible options and roadside assistance, so you’re covered when it matters.
Motorcycles.
A standard auto policy usually won’t cover your motorcycle the way it should. We take the time to learn how and where you ride or travel so your coverage actually fits.
Boats, watercraft and recreational vehicles.
ATVs, boats, campers and other specialty vehicles often need their own policy. We help you figure out what your standard coverage misses and point you toward carriers who specialize in exactly that.
How vehicle insurance fits into your financial plan.
Understanding coverage limits and deductibles.
Insufficient coverage limits can leave you paying out-of-pocket, draining your emergency savings or adding to your debt. Reviewing your limits regularly keeps your policy in step with your life.
Liability protection and what it covers.
Liability coverage pays for damage or injuries you cause to others. Knowing what’s included and what isn’t means no surprises when you actually need to file a claim.
Coordinating insurance with your broader financial plan.
Many members think about vehicle insurance alongside other priorities like building emergency savings and managing credit. We’re here to help connect those conversations so every layer of your financial protection works together.
How the quote process works.
Every quote starts with your situation. Whether you’re sharing an existing policy or exploring coverage for the first time, we simplify the process and help you move forward with confidence.
Share your current policy.
Already insured? Securely share your current policy through Canopy Connect.
Start fresh.
No existing policy? Enter your vehicle information and we’ll find the right options for you.
We review your info.
An insurance advisor reviews your coverage details and prepares coverage options.
Choose your coverage.
Receive clear guidance to move forward with the protection that fits your needs.
Important things to know about insuring your vehicle.
Can I insure more than one vehicle at the same time?
Yes. Many members insure multiple vehicles and review their coverage together to better understand how policies work in combination.
Does my vehicle insurance only apply when I am off duty?
Coverage depends on how the vehicle is used and how the policy is structured. This is an important topic to discuss during the quote process.
Can family members be insured on the same policy?
In many cases, policies can be structured to include household drivers. Coverage options vary based on individual circumstances.
Who should I contact if I need help with an existing policy?
Insurance Services assists with policy questions, billing concerns and service requests. Support can be requested through email.
Our TRUSTED Carriers
Coverage you can count on, carriers you can trust.
We partner with leading carriers nationwide to find coverage that fits your life. Find claims and billing information for all of our carriers right here.
Firefighter Insurance Services is an independent agency licensed in all fifty states and DC. CA Resident License Number #0G87848.
Insurance products are not deposits and are not insured by the NCUA. Insurance services are offered through Firefighter Insurance Services. Coverage availability and eligibility vary by state and carrier.
For members insured with the California FAIR Plan, you can report a claim or make a payment.