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Stop paying full commission. There is a better way for the Fire Family.
Buying or selling a home comes with significant commission costs, but it does not have to. Through a network of trusted local agents, Firefighters First Credit Union members receive a 20% rebate on buyer’s agent commission and pay a flat 1.5% listing fee when selling. Enrollment is free, no obligation required and no Firefighters First Credit Union mortgage necessary to participate.
Real numbers. Real savings. Whether you are buying or selling.
A 20% rebate at closing. No extra cost to you.
When you buy through a participating Home Rewards agent, you receive a 20% rebate from your agent’s commission at closing. On a $750,000 purchase, that is $4,500 back in your pocket.
Purchase price must exceed $150,000. Residential properties only. Certain properties may not be eligible. All rebates are subject to limitations, lender guidelines and state laws.
Cut your listing commission in half.
When you sell through a participating Home Rewards agent, you pay a flat 1.5% listing fee instead of the traditional 3%. On a $750,000 sale, that is $11,250 in savings on the sell side alone.
Note that the full buyer’s agent commission is still owed separately.
Your home search, backed by the Fire Family’s credit union.
Enroll in minutes with no obligation and get connected to a trusted local agent who understands what the Fire Family needs.
Get started in minutes
No obligation, no cost. Just a few minutes to get your home search started.
Homes in southern CA
Connect with a trusted local agent and get matched to homes in your area.
Buying anywhere in the U.S.
Wherever you are buying, we will connect you with a trusted agent near you.
Everything you need to know about home buying and selling.
Is there any cost to enroll?
No. Enrolling in the Home Buying and Selling Service is completely free and comes with no obligation. You can also schedule a no-cost virtual consultation with a local agent before deciding whether to move forward.
Do I have to use a Firefighters First Credit Union mortgage to participate?
No. Using Firefighters First Credit Union for your mortgage is not a requirement to receive the rebate or the reduced listing fee. The program is available to members regardless of how you finance your purchase.
What if I am already working with a real estate agent?
To receive the rebate or reduced listing fee, you must select and use a real estate agent from the Home Rewards network. If you are already working with an agent outside the network, contact us to discuss your options.
When do I receive my rebate?
Your rebate is credited at the close of your transaction.
Can I use this program for an investment property?
The property must be residential. Certain property types may not be eligible for rebates. Consult with a Mortgage Consultant to confirm eligibility for your specific property.
Is my rebate taxable?
Please consult a qualified tax professional for advice on the tax implications of receiving a rebate.
Firefighter Insurance Services (#0G87848) is not insured by NCUA.
Rebate is awarded by HomeSmart Evergreen Realty to buyers and sellers who select and use a real estate agent in the Home Rewards network. Rebate is 20% for purchase only of a residential property. Payment is credited to your benefit at the close of transaction. Using Firefighters First Credit Union for a mortgage loan is not a requirement to earn the rebate. Purchase price must be greater than $150,000. All rebates are subject to limitations, lender guidelines, state laws and other requirements. Certain properties may not be eligible for rebates. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. Home Rewards Group, Inc. is not affiliated with Firefighters First Credit Union.
Selling fee excludes commission owed to buyer’s agent.
DRE# 0124781.
NMLS ID #649058.
Subject to credit approval.