The right coverage starts with the right guidance.
Firefighters face unique risks on and off duty. Insurance Services helps members understand their options, find coverage that fits their needs and move forward with confidence at every stage of life.
Insurance built around how your business operates.
Business insurance is not one size fits all. Here is a look at the most common types of coverage and what they are designed to protect.
Business auto.
If you drive for work, your personal auto policy likely will not cover an accident on the clock. Business auto coverage protects your vehicles, your drivers and your livelihood when you are on the road for the job.
General liability.
Accidents happen, and a single claim can put your business at risk. General liability coverage helps protect you if a customer is injured or property is damaged while you are providing a service.
Workers compensation.
If you have employees, workers compensation covers medical costs and lost wages if someone gets hurt at work. It is required in most states and protects both your team and your business from the financial impact of a workplace injury.
Bundled policies for small business owners.
Many small business owners bundle multiple types of coverage into a single policy. It simplifies what you manage and is often more cost effective than purchasing each type of coverage separately.
LIFE INSURANCE
Protect the people who count on you.
If someone depends on your income, life insurance matters. We help keep your family secure, cover expenses and plan ahead with coverage that fits your life.
LONG TERM CARE INSURANCE
Plan for the care you may need tomorrow.
Long term care costs can be significant. We help you plan ahead with coverage that protects your savings, your family and your quality of life when you need care most.
DISABILITY INCOME INSURANCE
Coverage for when illness or injury keeps you out.
An injury or illness off the job can put your paycheck at risk. Disability income insurance replaces part of your income so you can cover expenses and keep your family on track.
About Insurance Services.
Support Beyond the Policy
Insurance Services is your resource within Firefighters First Credit Union to support members as they make coverage decisions. The team assists with carrier billing questions, claims navigation and ongoing service needs.
If you need help with an existing policy or have questions after coverage is in place, support is always available.
Everything you need to know about insurance services.
Does Firefighters First Credit Union provide insurance directly?
No, Firefighters First does not provide insurance directly. We connect members with Insurance Services, which works with multiple insurance carriers to help match coverage to individual needs.
Can I get a quote if I already have insurance?
Yes. If you already have insurance, you can securely share your existing policy information to simplify the process and reduce paperwork.
Who should I contact for billing questions or claims support?
Insurance Services assists with carrier billing questions and claims navigation. Service requests can be submitted through email.
Our TRUSTED Carriers
Coverage you can count on, carriers you can trust.
We partner with leading carriers nationwide to find coverage that fits your life. Find claims and billing information for all of our carriers right here.
Firefighter Insurance Services is an independent agency licensed in all fifty states and DC. CA Resident License Number #0G87848.
Insurance products are not deposits and are not insured by the NCUA. Insurance services are offered through Firefighter Insurance Services. Coverage availability and eligibility vary by state and carrier.
For members insured with the California FAIR Plan, you can report a claim or make a payment.