The business checking account that works as hard as you do.
No monthly fees, no minimum balance and no limit on deposits. The Firefighters First Credit Union Business Checking Account includes a free Visa® Debit Card that earns 0.50% cashback, free mobile deposit and access to 30,000 surcharge-free CO-OP ATMs.*
The checking account your business has been looking for.
From payroll to vendor payments, your checking account is the center of your business finances. Firefighters First Credit Union makes sure it costs you nothing to use it.
Start with just $100.
Opening an Firefighters First Credit Union Business Checking Account requires just a $100 initial deposit with no monthly service fee and no minimum balance requirement after that.
Bank from anywhere you work.
Access your account through Online Banking, the FireFirstCU Mobile App or any of our branches. Free mobile deposit is included with no cap on monthly deposits.
Earn cashback on business purchases.
Every account comes with a free Visa® Business Debit Card earning 0.50% cashback on eligible purchases, plus access to 30,000 surcharge-free CO-OP ATMs across the country.
Built for more complex operations too.
For businesses with larger or multi-user account structures, Firefighters First Credit Union offers a dedicated Business Online Banking solution. Reach out to the Business Services Team to find the right fit.
Business checking account at a glance.
Here is a quick look at the key details before you open a Business Checking Account so you can plan your commitment with confidence.
| Features | Details |
|---|---|
| Monthly Service Fee | None |
| Opening Deposit | $100 |
| Minimum Balance | None |
| Deposits Per Month | Unlimited |
| Debit Card | Free Visa® Business Debit Card |
| Cashback Rewards | 0.50% on eligible debit purchases* |
| Mobile Deposit | Free |
| ATM Access | 30,000 surcharge-free CO-OP ATMs |
| Account Access | Online Banking, FireFirstCU Mobile App and in-branch |
Visa® Business Debit Card
Every purchase earns. Every transaction is protected.
Every Firefighters First Credit Union Business Checking Account includes a free Visa® Business Debit Card that earns 0.50% cashback on eligible purchases,* with access to 30,000 surcharge-free CO-OP ATMs and Visa® Zero Liability Protection on every transaction.
Cashback Redemption
Earn cashback on every purchase.*
Your spending should work for you. Every eligible purchase on an Firefighters First Credit Union Visa® card earns unlimited cashback automatically, with no points to manage, no categories to activate and no expiration date on what you accumulate. Rates vary by card type, and you can redeem your rewards anytime directly to your Firefighters First Credit Union checking or savings account.
Everything you need to know about a business checking account.
What do I need to open a Business Checking Account?
You need an active Firefighters First Credit Union business membership and a $100 opening deposit. If you do not yet have a business membership, contact the Business Services team to get set up before applying.
Is there a monthly fee?
No. The Firefighters First Credit Union Business Checking Account has no monthly service fee.
Is there a minimum balance requirement?
No. There is no minimum balance required after the initial $100 opening deposit.
How many deposits can I make per month?
Unlimited. There is no cap on the number of deposits you can make each month.
Does the account come with a debit card?
Yes. Every Business Checking Account includes a free Visa® Business Debit Card that earns 0.50% cashback on eligible purchases.*
How do I access my account?
You can manage your account through Online Banking, the FireFirstCU Mobile App or by visiting any of our branches. You also have access to 30,000 surcharge-free CO-OP ATMs nationwide.
* $100 minimum opening deposit required. No minimum balance required after account opening. No monthly service fee. Unlimited deposits. Free mobile deposit. 0.50% cashback earned on eligible debit card purchases. Cashback subject to terms and conditions.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
Federally insured by NCUA.
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