Costco Auto Buying Program

Costco Auto Program

The Costco Auto Program provides members with low, prearranged Costco member pricing through its network of approved dealerships. It is a free benefit for you with added perks if you finance your car with Firefighters First:

  • Costco-sized savings on a wide range of makes and models
  • A dedicated website for Firefighters First members at
  • Costco Member Advocates to assist throughout your purchase
  • A complimentary one-year paid Costco Gold Star Membership or a $50 Costco Shop Card (if you're already a Costco member), courtesy of Firefighters First when you finance your vehicle with the Credit Union and complete the survey you will receive via email within 30 days of purchase.


The first step in making any auto purchase is knowing how much car you can afford. And we can help. Call us today at (800) 231-1626, apply online,or stop by your nearest branch to apply.

This one easy step can save you big money in the long run. In the meantime, feel free to do some online research at


Must be a Firefighters First Credit Union member, locate a participating dealer through the Costco Auto Program and meet with the Authorized Dealer Contact to be eligible. Firefighters First Credit Union loan funding required as well as completion of a Costco Auto Program Member Satisfaction Survey within 30 days of purchase. Current eligible Costco members receive a $50 Costco Shop Card; eligible non-Costco members receive a one-year Gold Star Membership. No substitutions. Not redeemable for cash. Incentive will be paid by Costco to members two months after vehicle purchase. Costco is fully responsible for distributing all shop cards. Costco and its affiliates do not sell automobiles or negotiate individual transactions. All new cars arranged for sale are subject to availability and a price prearranged with the participating franchised new car dealer. Certain vehicles may be excluded from the program. A participation fee has been paid by the dealers participating in the Costco Auto Program. New Firefighters First Credit Union accounts opened are subject to our normal approval process. Programs subject to change. The Credit Union does not lend in a Non Titling State on collateral loans in which a state does not issue or guarantee a title. Please contact a Loan Officer for limitations purchases outside of your home state. Taxes are based on selling price for new and used vehicles.