$5 minimum balance is required to maintain a Main Savings account. Fees may reduce earnings on accounts. Rates on savings, money market, and checking accounts are variable and are subject to change after the account is opened. All rates are subject to change without notice. For more information, please call 800-231-1626
* Funds insured up to $500,000 per account by American Share Insurance (ASI). Dividends are earned daily and credited and compounded monthly at the rate which corresponds to your account balance.
Rates effective 1/1/15 and are subject to change.
For current rate information, please call (800) 231-1626.
Annual Percentage Rate (APR)
New & Used Autos
Requires Direct Deposit. Based on credit worthiness. Representative Example: A $25,000 loan financed at 3.99% APR for 60 Months would result in 60 payments of $460.30. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to Credit Union Policies and procedures. Rates are subject to change without prior notice.
New & Used Motorcycles
Based on credit worthiness. Representative Example: A $15,000 loan financed at 7.74% APR for 60 Months would result in 60 payments of $302.28. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to Credit Union Policies and procedures. Rates are subject to change without prior notice.
Check out our competitive rates on the Mortgage Center
Home Equity Line of Credit (HELOC)
Up to 100% Financing
How we calculate your balance: We use a method called "average daily balance (including new purchases)"
Introductory APR: An introductory APR is not available
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement
The information in this disclosure was accurate as of 1/1/15, and after that date is subject to change. Rates are based on the creditworthiness and underwriting guidelines. For current information, call Firefighters First Credit Union at 800-231-1626; write to Firefighters First Credit Union , P.O. Box 60890, Los Angeles, CA 90060
Rates effective as of 1/1/15
*APY = Annual Percentage Yield
All rates are subject to change without prior notice.
All Firefighters First Credit Union deposit accounts except for share certificates have a variable rate.
A maximum balance of $200,000 is allowed on Share Certificates and Money Market Accounts. Should you near the maximum balance, please contact the Credit Union to discuss how to split your accounts.
Deposit minimums and withdrawal limitations vary with different account types.
Certificate accounts are subject to penalties for early withdrawal. These accounts are at a fixed rate until maturity. Dividends are calculated daily from day of deposit to day of withdrawal and are posted monthly.
All Savings & IRA Programs: Dividends are calculated daily from day of deposit to day of withdrawal and are posted monthly. These are variable rate accounts and rates may change after account opening.
All accounts are insured up to $500,000 by American Share Insurance, one of the strongest private insurance funds available. This institution is not federally insured, and if the institution fails, the federal government does not guarantee that depositors will get their money back.
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