Join Us, Maryland
Firefighters First Credit Union serves firefighters and their families exclusively with a full range of financial products and services.
We Work with You and for You
Personalized, unmatched service—from Cumberland to Baltimore!
When we say we know the Fire Family better than anyone else, we mean it. We’re founded by firefighters, for firefighters.
- 24/7 access with online and mobile banking
- 30,000 surcharge-free ATMs in the CO-OP Network
- Nearly 5,000 Shared Branches nationwide
- ATM surcharge fee reimbursement1
- Mortgage and loan products with easy online applications, less paperwork and quick decisions
Get better banking
- Pay virtually no fees
- Find some of the most competitive rates
- Enjoy exclusive member perks
- Receive annual profit sharing*
Check out your New Member Benefits:
- Earn $2502 when you open a checking account with direct deposit
- 0.75% Annual Percentage Yield (APY) dividend rate bump on any share certificate3
- Take a 0.50% APR NEW MEMBER DISCOUNT4 on any fixed-term loan
- Receive a FREE REVIEW5 of your deferred comp, 401(k) and college savings plans
- Get a FREE INSURANCE CHECK-UP6 of your coverage
We have Members in Fire Stations across Maryland:
Baltimore City Fire Department
Montgomery County Fire & Rescue Service
Baltimore County Fire Department
Anne Arundel County Fire Department
Prince George's Fire/EMS Department
Frederick County Division of Fire and Rescue Services
* Annual Profit Sharing is at the discretion of Firefighters First Credit Union Board of Directors.
NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Florida, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Tennessee, Texas, Utah and Washington.
APR = Annual Percentage Rate.
For mortgages in all other states click here
1. ATM rebate program details: Firefighters First Federal Credit Union will reimburse you up to $10 per transaction on your first five (5) ATM surcharges per calendar month, when using your Firefighters First debit card. Fees will be reimbursed the same day unless your ATM withdrawal is after 3:00 pm (PT). Withdrawals after this time or on a non-business day will post on the next business day along with the fee reimbursement. To qualify for this program, you must have a combined direct deposit total of at least $1,000 per month for at least two (2) consecutive months ongoing and you must make your ATM withdrawal from your Firefighters First personal or business account.
2. Offer limited to new Firefighters First Credit Union members only, valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded. Minimum of $1,000 per month in direct deposits for two (2) consecutive months is required to receive the $250 incentive. Incentive will be paid within 90 days following the second consecutive month of at least $1,000 in direct deposits. Incentives are considered taxable income and may be reported on IRS Form 1099-INT. Rates subject to change after account opening. Fees may reduce earnings on account. No minimum balance required to open the account.
3. APY= Annual Percentage Rate and is accurate as of the last dividend declaration date. Offer limited to new Firefighters First Credit Union members only and is valid for twelve (12) months from the opening date of membership. Spousal accounts are excluded. A limit of one dividend rate bump per household. 0.75% dividend rate bump applies to all share certificate accounts. The dividend rate and APY are subject to change without notice. Firefighters First Share Certificate: Dividends are compounded monthly and credited monthly. A penalty for early withdrawal may be imposed.
4. Offer limited to new Firefighters First Credit Union members only and is valid for one (1) year (12 months) from the opening date of membership. Spousal accounts are excluded. A limit of one discount per household. 0.50% APR loan discount applies to all fixed consumer loans including: autos, motorcycles, boats, motor homes, travel trailers, dirt bikes, ATVs, and signature loans. Excludes VISA® credit cards, mortgages, lines of credit, and share-secured loans. All loans are subject to credit approval and are subject to Credit Union policies and procedures.
5. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Firefighters First Credit Union and Firehouse Financial are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Firehouse Financial, and may also be employees of Firefighters First Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Firefighters First Credit Union or Firehouse Financial. Securities and insurance offered through LPL or its affiliates are:
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
6. Firefighter Insurance Services (license #0G87848) is not insured by NCUA.