Choosing the right life insurance product that meets your life stage need.
Life Insurance is primarily thought of as protections against income replacement for your dependents. If addressed properly during the financial planning process it can open up an array of options to your family in ways you never thought possible.
Term life insurance.
A policy built for life’s biggest financial moments.
Term life insurance delivers maximum coverage at the lowest possible cost. It’s designed for the years when your financial obligations are highest and your family’s security matters most.
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High coverage at the most affordable premium cost. -
Protects income, mortgage payments and family needs.
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Supplements existing coverage with added protection.
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Designed for the years your obligations are highest.
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A practical starting point for most coverage needs.
Permanent life insurance.
A policy that stays with you for the rest of your life.
Whole, Universal and Variable Life Insurance policies cover you for your entire lifetime and never expire as long as premiums are paid. They build cash value over time and offer rate stability, benefit flexibility and long-term estate planning potential that a term policy simply cannot provide.
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Designed to cover you and your loved ones for a lifetime.
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Rates lock in and stay fixed even as your health changes.
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Grows cash value you may borrow against for expenses.
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Gives your family flexibility in how the benefit is used.
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Worth pairing with your retirement and estate plan.
Estimate how much life insurance coverage you need.
Our life insurance calculator helps you think through the right coverage amount based on your income, obligations and family situation.
Not sure where to start?
Every firefighter’s insurance situation is different. Whether you are a new recruit looking for your first life insurance policy, a mid-career firefighter reassessing your coverage or a retiree thinking about long-term care, a financial advisor can help you find the right solution for your specific situation.
Investment and insurance products and services are not insured by NCUA or any government agency, are not obligations of Firefighters First Credit Union, are not guaranteed by the Credit Union and may involve investment risk, including possible loss of principal. Advisory services are offered through registered investment professionals. Additional disclosures apply and will be provided as part of the advisory relationship.