Your income protected, even when you can’t work.
An injury or illness outside the line of duty can put your paycheck at risk. Disability Income Insurance pays a portion of your income so you can cover everyday expenses and keep your family’s finances on track while you focus on recovery. Talk to an advisor today to find the right coverage for your needs.
What you need to know about disability income insurance.
Understand your coverage options, what a disability income policy pays for and how to close the gaps your employer plan may leave behind.
Why disability income insurance matters.
Most firefighters are well covered for on-duty injuries, but what happens when something goes wrong off the job? A private supplemental disability policy fills that gap, providing a steady stream of income during your working years when you need it most.
Without coverage, a long-term disability can quickly drain savings, derail retirement planning and put your family’s financial future at risk.
What disability income insurance covers.
A disability income policy pays a portion of your regular income when you are unable to work due to a qualifying illness or injury. That income can be used to:
- Maintain your current standard of living
- Cover mortgage or rent payments
- Pay for everyday household expenses
- Protect your retirement savings
Who should consider this?
If your employer plan does not cover non-duty injuries or illness, Disability Income Insurance can provide the income protection your family depends on. Advisors work with members to evaluate their current coverage and identify the right level of protection.
Investment and insurance products and services are not federally insured, are not obligations of Firefighters First Credit Union, are not guaranteed by the Credit Union and may involve investment risk, including possible loss of principal. Advisory services are offered through registered investment professionals. Additional disclosures apply and are available through Investment Services.