Mortgages
For most people, buying a home is the largest purchase they will ever make. We will help you find the right mortgage to meet your needs.
Mortgages Nationwide
No matter where you are or where you want to be. We are there to support you. Firefighters First Credit Union provides mortgages across the U.S. to firefighters and their families. Whether you are buying or refinancing, we have a home mortgage that’s right for you.
Home Buying and Selling Service
Save money when you buy or sell a home. With Firefighters First Home Buying and Selling Service, you can sell your home for a flat 1.5% fee and receive 20% commission rebate when you buy. You'll also receive outstanding service from a local real estate agent who will guide you every step of the way.
60-Day Rate* Lock
Get peace of mind with a 60-Day Rate Lock on all Firefighters First fixed-rate mortgages. We provide a 60-Day Rate Lock at no fee to our members, ensuring that your interest rate does not change during the home closing process.
Not sure which mortgage is right for you? We can help!
Our mortgage professionals have your financial well-being in mind. We will take good care of you - getting you the funds you need with a quick closing. You are not put through a cookie-cutter process.
- We have the flexibility to work with different property, employment and family situations
- We will help you select the best mortgage option to meet your needs
- Real Estate Loan Checklist
- Mortgage Calculator
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First-Time Home Buyers
We offer a mortgage designed specifically for first-time homebuyers—featuring competitive rates, flexible terms, and tools that make it easier to secure your financing.
Fixed Rate Mortgages
Consider this type of loan if you want consistent payments year after year, are planning to stay in your home for a long period of time or if you anticipate interest rates will rise.
Adjustable-Rate Mortgages (ARM)
Consider this loan if you want lower initial payments, plan to move soon, want more cash flow, or can manage higher payments if rates go up.
RateDrop
RateDrop lets you lower your rate to the current market rate in just days—no refinance needed. Just sign a simple one-page agreement to get started.
Vacation Homes
We offer affordable financing for your dream vacation home—plus, if you plan to make it your primary residence later, just sign an occupancy statement at closing.
Construction Loans
Go ahead—build your dream home from the ground up. Customize every detail to match your lifestyle, add your personal touches, and create the perfect space for you.
Land Loans
Found the perfect land but not ready to build? Land Loans (Lot Loans) let you secure the property now with no pressure or timeline to start construction.
Have Questions? Fill out the form below:
Subject to credit approval.
NMLS ID #649058. Mortgages available in Arizona, California, Colorado, Florida, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Tennessee, Texas, Utah and Washington.
For mortgages in all other states click here
* Offer valid on primary residence and second homes. Not valid on loans sold to Fannie Mae.
APR = Annual percentage Rate.
Representative Example: A $350,000 mortgage loan financed at 6.5% APR for 30 year fixed would result in 360 payments of $2,212.24. Taxes and insurance premiums are not included in the payment and that the actual payment obligation may be greater.