Signature Loans

A personal loan that uses your signature and promise to pay as collateral

  • Fixed rate for a fixed term*
  • No collateral needed - it is a closed-end loan secured by your signature
  • Fixed payments makes budgeting easy

It is an affordable way to help you cover expenses.

A Signature Loan is often preferred over a credit card because of the fixed monthly payment and term so you know exactly when it will be paid off. You can use it for almost any purpose, whether you need it for an unexpected expense, to pay taxes or just want to pay off higher interest debt.

  • No prepayment penalties
  • Fixed rates – lock in a low rate for the loan term

*APR=Annual Percentage Rate. Based on credit worthiness. APR requires full direct deposit—to qualify for the (0.50%) direct deposit discount, a minimum of $1,000 per month in direct deposits for two (2) consecutive months is required. If direct deposit is canceled, the promotional rate discount may be removed. Some restrictions apply. Offer valid to qualifying members only. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to the Credit Union policies and procedures. Rates are subject to change without prior notice. For current rate information, please call 800-231-1626. Representative example: A $5,000 Signature Loan financed at 10.74% APR* for a term of 60 months would result in 60 monthly payments of $108.56.

*Offer limited to new Firefighters First Credit Union members only and is valid for one (1) year (12 months) from the opening date of membership. Spousal accounts are excluded and members under the age of 18 are excluded. A limit of one discount per household. Can be combined with Direct Deposit Discount Only. Cannot be combined with any other offer.

*0.50% APR loan discount applies to all fixed consumer loans including: autos, motorcycles, boats, motor homes, travel trailers, dirt bikes, ATVs, and signature loans. Excludes VISA® credit cards, mortgages, lines of credit, and share-secured loans.